The Business Owner » Resources and Tools

Statistical Data of Interest

Stephanie — Thu, 24 Dec 2009 03:10:46 +0000

Six new and easy-to read charts that present up-to-date information that's informative and actionable. During the cource of the year, 30 charts in total.

This article was written by the experts at The Business Owner. If you are the owner of a private business, go to www.TheBusinessOwner.com or call us at (800) 634-0605 for more no-nonsense how-to information.

Work Sampling: A Method for Assessing and Monitoring Productivity

Stephanie — Tue, 01 Dec 2009 12:00:13 +0000

Profitability is driven by productivity. You want to increase profits, so your task is to maximize productivity, which is basically a measure of output per dollar of capital deployed. It does not matter what percentage of your dollars (aka capital1) is spent on labor or equipment; the task is the same — to maximize yield. Two elements drive productivity: Use rate and Output rate.

Interest Free Loans Now Available

Stephanie — Wed, 01 Jul 2009 19:50:15 +0000

$35,000 interest-free loans are now available to small businesses as part of the America’s Recovery Capital loan program approved by Congress in February. The loans are for small businesses that have been profitable one of the last two years, but are not struggling. The SBA will pay lenders the prime rate plus 2%. All SBA fees will be waived and the U.S. government will provide lenders a 100% guarantee on the principal amount in case of default by the business.

Sample Investment Letter

Stephanie — Thu, 01 Mar 2007 21:37:27 +0000

Re: Share Acquisition

Dear (Seller's Name):

In connection with your private sale of stock to me of 500 common shares, par value $____ (referred to herein as the "Shares"), of XYZ Corp. (the "Company"), I hereby represent that:

(i) I am acquiring these shares for my account and for the purpose of investment and not with a view to distribution, and I will not dispose of such shares in any manner that would involve a violation of applicable securities laws;

(ii) I have had the opportunity to ask questions of, and to receive answers from, the Company with respect to my acquisition of the Shares. I have been given full access to such financial and other information for me to make a fully informed decision as to investing in the Shares;

(iii) I have been advised and understand that these shares have not been registered under the Securities Act of 1933 (the "Act"), are "restricted securities" within the meaning of Rule 144 under the Act, are subject to restrictions on transfer, and that the Company is under no obligation to register these shares under the Act or to take any action that would make available to me any exemption from such registration;

(iv) I have not received any offer to acquire the Shares pursuant to any advertisement, article, notice, or any other communication published in any newspaper, magazine, or similar broadcast media;

(iv) I understand that no federal or state agency has made any finding or determination as to the fairness for investment of the Shares;

(v) I understand that investing in the Shares is highly speculative;

(vi) I am an "accredited investor" as that term is defined in Rule 501(a) of Regulation D under the Securities Act; and

(vii) I understand that the certificates for such Shares shall bear an appropriate legend restricting transfer in accordance with applicable securities laws and the terms of a shareholders agreement.

You are authorized to deliver the enclosed additional signed copy of this agreement to the Company, and this agreement shall be enforceable directly by the Company.

_________________ ___________________

Signature Date

_________________

Printed Name

THIS IS ONLY A SAMPLE LETTER. CONSULT WITH LEGAL COUNSEL BEFORE USING IT.