Resources and Tools

Statistical Data of Interest

Six new and easy-to read charts that present up-to-date information that's informative and actionable. During the cource of the year, 30 charts in total.

This article was written by the experts at The Business Owner. If you are the owner of a private business, go to www.TheBusinessOwner.com or call us at (800) 634-0605 for [...]

Read More >>

Work Sampling: A Method for Assessing and Monitoring Productivity

Profitability is driven by productivity. You want to increase profits, so your task is to maximize productivity, which is basically a measure of output per dollar of capital deployed. It does not matter what percentage of your dollars (aka capital1) is spent on labor or equipment; the task is the same — to maximize yield.

Two elements drive productivity: Use rate and Output rate.

Read More >>

Interest Free Loans Now Available

$35,000 interest-free loans are now available to small businesses as part of the America’s Recovery Capital loan program approved by Congress in February. The loans are for small businesses that have been profitable one of the last two years, but are not struggling. The SBA will pay lenders the prime rate plus 2%. All SBA fees will be waived and the U.S. government will provide lenders a 100% guarantee on the principal amount in case of default by the business.

Read More >>

Sample Investment Letter

Re: Share Acquisition
Dear (Seller's Name):
In connection with your private sale of stock to me of 500 common shares, par value $____ (referred to herein as the "Shares"), of XYZ Corp. (the "Company"), I hereby represent that:
(i) I am acquiring these shares for my account and for the purpose of investment and not with a view to distribution, and [...]

Read More >>